A.S.K GENVA - Investment Methods

High Regular Investment

High Regular Investment - The "Fund Savings" Tool

High Regular Investment is an excellent tool for accumulating wealth through disciplined, regular investments. It's suitable for everyone from entry-level employees to business owners.

Historical Development1
June 1998

                  Launched "High Regular Investment" providing basic functions
                  like dollar-cost averaging and risk diversification.
                
2
May 2012

                  Upgraded to "High Regular Investment" with advanced mechanisms
                  like automatic profit-taking and doubling down during market
                  dips.
                

Who is Regular Investment Suitable For?

Small Savers

Budget Buyers

Young professionals with limited financial foundation, eager to accumulate their first pot of gold.

Easy Buyers

Those who want long-term investments while keeping more time for themselves and family.

Stable Buyers

Individuals with relatively stable income who want to grow wealth through regular investments.

Mechanism Features

Lock-in Profits (Auto Profit-taking)

When returns reach your preset profit-taking point, both principal and profits are automatically transferred to more stable funds, securing gains while starting a new investment cycle.

Top-up (Double Down on Dips)

When fund NAV drops below your preset threshold, investment amount automatically doubles, accelerating profit-taking when markets recover.

Choose Withdrawal Date

Select convenient monthly dates for automatic withdrawals based on your preferences and financial planning.

Exclusive Upgrade to Parent-Child Fund

When regular investments accumulate over NT$240,000, upgrade to the more efficient "Gold Composite (Parent-Child) Investment Method".

Composite Investment Method

The Composite Investment Method combines the benefits of regular investment with strategic asset allocation through parent and child funds.

How It Works

The parent fund serves as a stable foundation while child funds allow for more aggressive growth strategies. This creates a balanced approach to wealth accumulation.

Benefits

Automatic rebalancing between parent and child funds
Systematic profit-taking mechanism
Enhanced returns through strategic allocation
Risk management through diversification

Composite Monthly Withdrawal

Create sustainable retirement income through systematic monthly withdrawals from your investment portfolio.

Retirement Income Solution

The Composite Monthly Withdrawal method allows you to generate regular income while maintaining your principal investment for continued growth.

Features

Stable monthly income during retirement
Principal protection with growth potential
Flexible withdrawal amounts and timing
Professional portfolio management

Financial Robot - Automated Investment Management

Our Financial Robot uses advanced algorithms to manage your investments automatically, optimizing returns based on market conditions.

Smart Investment Management

The Financial Robot continuously monitors market trends and adjusts your portfolio to maximize returns while managing risk.

Advantages

24/7 market monitoring and adjustments
Emotion-free investment decisions
Optimal asset allocation based on algorithms
Lower management fees compared to traditional advisors

Frequently Asked Questions

How is the handling fee calculated for each withdrawal?

We offer lifetime 0% handling fee for selected funds through online applications, making investing more affordable. Learn about our special offers.

Why set a profit-taking point for regular investments?

Setting profit-taking points helps secure gains and saves investors from constantly monitoring returns and deciding when to exit. It overcomes human greed and achieves disciplined investing. Additionally, after regular investing for an extended period, new contributions become a smaller percentage of the total investment, reducing the cost-averaging effect. Timely profit-taking reactivates the cost-averaging benefit.

How much should the profit-taking point be set at?

Profit-taking points represent expected returns on investment funds, typically set at 15%-20%. The appropriate level may vary based on individual investment situations, market conditions, and fund products. We recommend consulting with our financial advisors.

Can the withdrawal amount be adjusted?

Withdrawal amounts can be adjusted at any time. For example, when income increases or during market downturns, log in to Fuhua Investment Trust trading website, select "Gold High Regular Investment", and click "Change" to modify the withdrawal amount.

How to upgrade from regular investment to parent-child fund?

When Gold High Regular Investment accumulates over NT$240,000, you can upgrade to the "Gold Composite (Parent-Child) Investment Method" through the "Transfer Purchase" function. Convert your current regular investment contract, then select "Use existing fund holdings to create contract" on the new Gold Composite contract page.